Average Car Insurance Rates - 6 Tips to Help You Save Money at Renewal Time (Part Two)
This is post two of two in a series entailing how you can save money when it’s time to renew your car insurance policy.
Tip 4 - Lower Your Mileage - Believe it or not, your mileage can actually affect what you are paying for car insurance. If you’re not driving as many miles as you previously were, you may want to report your mileage to your car insurance agent. If you’ve changed jobs since your last renewal and you commute a shorter distance, tell your agent. If you’ve moved in the past year, tell your agent. Many insurance companies actually give between a 5% and 15% discount to those who drive a low amount of miles.
Tip 5 - Pay in Full - Paying your premium in full could actually help you save money on your car insurance. If you’re currently paying your insurance in monthly installments, more than likely you are paying more than you would if you paid the entire premium up front, or even every six months.
Tip 6 - Be Honest - Honesty is very important when you’re purchasing or renewing your insurance. Dishonesty about anything on your policy may result in cancellation of your policy or may result in your company not paying any claims you may have. The best way to save money is to be up front and honest.
If you keep these tips in mind and take a good look at your renewal policy, you can save yourself from paying more than you should on your car insurance. Stop letting the car insurance company control you, and use these tips to help you get great car insurance rates on your next auto insurance renewal policy.
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