Meta

Subscribe to RSS Feed
Bookmark this Page

Tag Cloud

low rate car insurance car insurance rates car insurance plan rates car insurance quotes and rates Average Car Insurance Rates affordable car insurance rates car insurance company rates car insurance premium rates car insurance online rates best rates for car insurance car insurance rates compared car insurance rates for new drivers best rates car insurance car insurance rates factors car insurance low rates car insurance rates teenagers effect of accident on car insurance rates car insurance rates for teens car insurance cheap rates expensive car insurance rates bad driver car insurance rates car insurance rates information teenager car insurance rates how to get the best car insurance rates car insurance rates for teenage drivers car insurance lowest rates car insurance rates for boys and girls car insurance rates by model car insurance average rates car insurance rates teenager lowest rates on car insurance cheap car insurance rates car insurance rates male teenager car insurance rates by state car insurance average rates us insurance car rates car insurance theft rates car insurance lower rates car insurance rates compared in the us sports car insurance rates collector car insurance rates car with highest insurance rates car insurance rates and color car insurance for young car insurance rates car model insurance rates car insurance rates SUV car insurance light duty truck rates how are car insurance rates calculated DUI drunk driving collectible car insurance low rates car insurance rates quote car insurance rates instantly car insurance rates canada low insurance rates car low car insurance rates us free rates for car insurance classic car insurance car with lowest insurance rates car insurance for hybrid cars car insurance average rates uk antique car insurance rates why are car insurance rates so high which car has higher insurance rates uk compare car insurance rates state farm car insurance rates low cost car insurance rates insurance rates totaled car high risk driver car insurance rates family car insurance rates comparison of car insurance rates car insurance rates state car insurance rates in south carolina car insurance rates comparison car insurance rates compare canada car insurance rates boulder car insurance rates boise car insurance rates audi car insurance rates what is a car lemon lawn uk car insurance rates comparison senior citizen car insurance rates rental car insurance rates new york lowest car insurance rates hybrid car insurance rates hybrid car insurance farmers car insurance rates effect accident car insurance rates do i need rental car insurance discount car insurance comparison car insurance rates us compare car insurance rates in london cheap used car insurance rates car maintenance car low insurance rates car lemon laws car insurance rates us car insurance rates uk car insurance rates new jersey car insurance rates massachusetts car insurance rates in canada car insurance rates for seniors car insurance average rates in the uk car insurance average rates in america automobile lemon laws vermont car insurance rates uk comparison car insurance rates south dakota car insurance rates philadelphia car insurance rates online car insurance rates information new york car insurance rates comparison new driver car insurance rates motorcycle insurance rates montana car insurance rates lowest car insurance rates us low rate motorcycle insurance low insurance rates car in new york low car insurance rates in america louisiana car insurance rates london comparison car insurance rates kansas city car insurance rates insurance claim denied insurance car comparison rates instant car insurance rates immediate car insurance rates hometown car insurance rates gender rates on car insurance connecticut car insurance rates comparing car insurance rates compare car insurance rates in britain compare car insurance rates by state comparative car insurance rates by model columbus car insurance rates cheap motorcycle insurance car insurance rates virginia car insurance rates male female car insurance rates ma car insurance rates in us car insurance rates in new york car insurance rates for older drivers car insurance rates comparison us car insurance rates compared new york car insurance rates co car insurance rates california car insurance rates by states car insurance companies rates bloomington car insurance rates audi acura car insurance rates acura


Search

 

 





Affordable Car Insurance Rates | Car Accidents - A Problem Close to Home (Part Two)

This is post two of two in a series explaining the implications of living in a neighborhood where car insurance rates are unusually high.

While typically nobody is going to change where they live just to improve their car insurance rates, there are some action items you can take to help reduce your rates if you find you truly do live in an area that does not shine brightly on your pocket book. Some of these suggestions tend to be no-brainers but many people in reality don’t take them seriously enough to make them a priority. First of all, you can make sure that you drive safely. Having an accident can make your insurance rates go up in a heartbeat. You should also do your best to avoid getting tickets, since this can adversely affect your rates as well. Cutting back the amount of miles you drive can get you a discount on your car insurance as well as parking your car in the garage fulltime, or even the driveway. A little bit here, a little improvement there can add up to big-time savings over the long haul.

Yes, surprisingly the majority of accidents do occur close to home, but this does not mean that you cannot still find reasonable rates on your car insurance. If you feel that you’re still paying too much for car insurance in your area, then take some time and check around, get some other price quotes from other companies. This should be done at least once per year regardless. Sit down with your agent and discuss all the ways you can reduce your rates, from adjusting your policy, to grouping policies together, to keeping your agent updated on changes that are happening in your life and your family’s circumstances that might reduce your rates. While insurance policies may be more expensive in your area, you can contribute to lowering your rates via many other avenues if you do your due diligence.

  • Posted in Average Car Insurance Rates | No Comments »

    Affordable Car Insurance Rates | Car Accidents - A Problem Close to Home

    This is post one of two in a series explaining the implications of living in a neighborhood where car insurance rates are unusually high.

    Some people may not realize that one of the defining factors that help determine car insurance rates is where you live. While there are a number of factors that dictate how much you will pay for your premium, location is a big one. Car insurance companies usually take into consideration how many accidents occur in your neighborhood, the level of traffic as well as average number of car thefts that take place in the area you live when determining your rates. The bottom line, as you’ll see below, is that you’re more likely to have an accident when driving near home, and if your area reflects a higher level of risk, then your car insurance rates are going to take a hit.

    While you may have heard in the past that the majority of car accidents occur quite close to home, you may not have realized that this is more than just an urban myth. In reality, statistics show that more than 50% of accidents occur within five miles of where a driver lives, and astoundingly more than 75% of all accidents happen within fifteen miles of home. Many are worried about their risk of having an accident on trips away from home but statistics show that only 1% of all automobile accidents occur more than fifty miles from home.

  • Posted in Average Car Insurance Rates | No Comments »

    Average Car Insurance Rates - 5 Driving Tips Every Parent Should Teach Their Teen (Part Two)

    This is post two of two in a series listing wise driving tips to pass on to your teenagers as they’re learning to drive.

    Tip 3 - Always Buckle-Up
    It is important that you teach your child the importance of wearing a seat belt. Yours truly was saved when I was young because I was wearing a seat belt during an accident. Almost all states require that you wear a seat belt, and failing to do so can not only be dangerous, it can lead to getting a ticket. Make sure that you teach your child by example, and stress that not only should they be buckled up, but all passengers should be buckled before the vehicle starts moving as well. In some states, by law the driver is responsible for the other passengers having their seat belts on when the car is moving.

    Tip 4 - Never Drink and Drive
    While teenage drinking is against the law, more than likely your teen is going to come in contact with it at some point. Make sure you let your teen know that drinking underage is a serious offense, and that drinking while driving can be deadly. Warn them against riding with other friends who may have been drinking as well. Even though alcohol is illegal for teens, there are many teen accidents that are a result of drinking and driving, so be sure to talk this over with your new teen driver.

    Tip 5 - Follow the Speed Limit
    Ignoring the speed limit causes many teenage car crashes. Be sure that you teach your child that the speed limit is more than a suggestion - it’s the law! Remind your child that getting a speeding ticket can raise their car insurance rates as well as the likelihood of them being in an accident as well. Having an accident will also raise car insurance rates as well. Teach your teen that no matter what their friend or other drivers are doing, it is important that they obey the speed limit. Incorporate consequences into getting a speeding ticket such as loss of driving privileges.

  • Posted in Average Car Insurance Rates | No Comments »

    Average Car Insurance Rates - 5 Driving Tips Every Parent Should Teach Their Teen

    This is post one of two in a series listing wise driving tips to pass on to your teenagers as they’re learning to drive.

    Studies show that vehicle accidents rank as the number one cause of death in teenagers. It is important that parents start taking measures to change this to avoid having their teen end up as one of these tragic statistics. Before you allow your teenager to start driving, you as a parent need to start teaching them important driving lessons that will keep them safe. Taking the time to teach your child important driving tips and how to be responsible and considerate behind the wheel can help your teen avoid accidents, tickets, high car insurance rates, and it can even save lives.

    Tip 1 - Defensive Driving
    One of the reasons that teens have so many accidents is because they take risks when they’re driving. It is important that you teach your teen to drive defensively and to always try to anticipate what other drivers are going to do. It is also important that they learn to keep their emotions in check. Teaching your child to avoid tailgating, use turn signals, drive for weather conditions, and to beware of erratic drivers can help keep them safe when on the road.

    Tip 2 - Avoid Distractions While Driving
    Another important tip that you need to teach your teenage driver is to try and limit unnecessary distractions when driving. Simple things like telling them to avoid eating while driving, pulling over to take a mobile phone call, not putting their makeup on when driving, not having the music cranked up too high so they can hear sirens, and limiting the passengers allowed in the car can help keep your teen safer.

  • Posted in Average Car Insurance Rates | No Comments »

    « Previous Entries