March 27th, 2007
This is post two of two in a series describing ways in which you may be able to turn a potential speeding ticket into just a warning.
Stick to Your Story
It is important that you always stick to your story when trying to beat a speeding ticket. If one minute you tell them that you forgot the speed limit was 45, and then you tell them that you thought you were only going 45, they are going to see an inconsistency in your story. Keeping your facts straight can help you keep your story straight.
Be Courteous
Treating an officer with courtesy is half of the battle, and it may just get you a warning instead of a ticket. Be sure to thank the officer for doing his job, and even if you get a ticket, when you appear in court that courtesy may help you out. Acting disrespectful towards an officer will get you a ticket in a heartbeat, and if you contest the ticket, your disrespectfulness towards an officer will probably ensure that your ticket will be enforced. It’s cliche but officers, for the most part, are just doing their jobs. They can have good days and bad days just like the rest of us so consider that when communicating to the officer.
It is possible to get by with only a warning instead of a speeding ticket if you know what you are doing. If nothing else, it will increase your odds of not getting a ticket but the end result is in the hands of the officer and or judge if you contest it. In some cases there may be no way out, but you can always do your best and try. While knowing how to deal with a speeding ticket can be helpful, your job as a licensed driver is to do what’s right and have the self-control to follow through on what you promised to do when you received your license. And if you get caught, take responsibility for your actions and don’t play the victim card. Staying within the law can keep you out of this precarious situation in the first place and ensure that you don’t have to deal with a raise in car insurance rates or points against your license as a result of your driving.
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March 26th, 2007
This is post one of two in a series describing ways in which you may be able to turn a potential speeding ticket into just a warning.
One of the quickest ways to increase your car insurance rates is to get a speeding ticket. Many people exceed the speed limit every day when they drive and then react as if they had done nothing wrong when pulled over, even accusing the officer of picking on them, as if they were the victim. Most people tend to forget that when they originally received their license, they signed a contract that said that they would not just “try” and obey the traffic laws when convenient, but rather they would obey them 100% of the time. The bottom line though is we all make honest mistakes. So if you do happen to get pulled over for speeding, there are ways to increase the odds of being able to beat the ticket and walk away with only a warning though. The following are a few tips that may be able to help you when dealing with the prospect of a speeding ticket.
Act Unassuming
It is important when you are dealing with an officer or even a judge that you remember to be humble and unassuming. Whether you are guilty or not, you are the one who is accused of a violation, and acting bold and arrogant may have negative results. It is up to you to act serious and unassuming so you show that you are taking the speeding ticket seriously. If you act flippant as if you were the victim, they may feel like you’re just trying to get away with something you did wrong, and you may get slapped with the speeding ticket.
Tell the Truth
Another important tip when trying to beat a speeding ticket is to always tell the truth. No doubt you are thinking about how bad you want to avoid having your car insurance rates go up and getting points against your license, but never let this lead you to telling a lie. More than likely if you twist the truth, the police officer is going to catch on quickly, and it’s his word against yours, so stick to truthful statements such as, “I had no idea I was speeding,” or “I honestly did not see that sign lowering the speed limit.”
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March 21st, 2007
This is post two of two in a series describing why women’s car insurance rates tend to be lower than men’s rates.
Drive Carefully
Yes, findings do show that as a whole, women tend to drive more conservatively than do men, which results in a lower amount of accidents involving women. Fewer accidents means lower car insurance rates. Fortunately for men, you can take control of your driving habits as well. Always make sure that you obey the rules of the road and drive within the speed limit. Most drivers who drive aggressively tailgate more often, speed too often, and put themselves as well as others at risk more often. Remember traffic tickets, whether you are involved in an accident or not, can increase your car insurance rates. Take the time to drive a bit more cautiously and you too will be able to enjoy lower rates.
So, even if you think women have an unfair advantage on the car insurance front, a few changes to what you drive and how you drive could save you a lot of money in the long haul. Follow these tips and your wife or girlfriend will not be the only ones able to boast about qualifying for low rate car insurance.
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March 21st, 2007
This is post one of two in a series describing why women’s car insurance rates tend to be lower than men’s rates.
As a general rule, most women end up with cheaper auto insurance than men do. While some of this difference is based on the fact that women seem to have fewer accidents, the gender difference is not the only reason women are enjoying lower rates. Taking a closer look at women drivers can give men a glimpse into the ways women keep their car insurance rates more affordable.
Vehicle Safety
One thing that women seem to readily consider is the safety of a vehicle before they purchase it. While men may be looking a bit more at horsepower and how fast the vehicle goes from 0-60, women are checking out the airbags and the crash test ratings. Driving a vehicle with better safety features and an excellent crash test rating can save you a great deal on your car insurance rates, so check out the safety features before buying your next vehicle.
Modesty Rules
While not always the case, as a general rule a thumb, most men lean toward cars that are flashier, more powerful, and fun to drive; while women tend to go for a car that is a bit more modest in stature. Not only are modest vehicles less likely to be involved in accidents, but they are also less likely to be stolen as well. Typically a BMW, Jaguar or any type of sports or muscle car is going to be near the top of the stolen vehicle list, while a more modest family car will find itself near or at the bottom of the list. No, this does not mean that men need to turn to driving the “mom” minivans, but a bit more modesty when choosing your ride will definitely contribute toward lowering your car insurance rates.
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