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Car Insurance Rates - Electronic Stability Control

The National Highway Traffic Safety Administration is looking at a number of safety improvements to make passenger cars and trucks safer to drive. One of the items at the top of their list is finding a way to encourage automakers to equippe cars with electronic stability control systems (ESC).

The U.S Department of Transportation is considering requiring auto makers to have this technology installed on all new passenger vehicles by the  year 2009.  According to the NHTSA, this technology could save around thousands of lives each year.

Electronic stability control (ESC) is a computer controlled braking system that monitors the driver’s steering and applies braking to the individual wheels of the car to keep the vehicle headed in the right direction. This allows the driver to maintain control in situations where the car would typically lose control like spin outs and driving on ice.  When functioning correctly, ESC responds faster than the driver’s reflexes during extreme steering maneuvers, keeping the car on road.

Automotive engineers confidently predict that greater use of electronic stability control would reduce crashes, but the NHTSA crash test rating system does not always substantiate the engineering view.

  • Posted in Car Insurance Rates | No Comments »

    Low Rate Car Insurance - New Collector Car Insurance in the UK

    According to Easier News and Classifieds (easier.com), Hagerty International, a specialty insurance company, has said that insurance rates developed specifically for the 2006 London to Brighton Veteran Car Run in early November, are now being made available to all owners of veteran and vintage cars in the UK.

    In January of 2006, Hagerty International and Allianz Cornhill launched a partnership, forming the UK arm of the Michigan-based Hagerty Insurance Agency, the largest collectors car and boat broker in the world. John Border of Allianz Cornhill states, “We have a long history of writing classic car insurance, and are now able to serve a wider and more specialised market.”

    Angus Forsyth of Haggerty International concludes, “We have established one of the few true collector car specialists in the UK. Britain is a veritable hotbed of classic car collectors and we are offering them the best premium rates for the most comprehensive policy.”

    So, if you’re an owner of a collectible car in the UK, keep your options open and check in with your insurance agent to see if you can save some money on your premium based on this recent news.

  • Posted in Low Rate Car Insurance | No Comments »