March 23rd, 2007
This is post two of two in a series offering tips on how to avoid car collisons with animals.
You should also be especially cautious when driving on roads that are surrounded by trees, woodlands, or large fields. Animals tend to live in forest and field areas, and often may try to cross the road, especially when the tree line or field run right up to the roadside. Quite often, the brush or fields near the roadside are tall and make it very difficult to get a jump on an oncoming animal. Typically you won’t see them until the last second. You should be even more cautious in Autumn if you live in an area heavily populated with deer. The Fall season is not only the time when deer are breeding, but it is also hunting season, which results in a great deal of movement by these animals.
If you are driving and see a few animals off to the side of the road or nearby in a field, it would be wise to slow down. Seeing one animal is a good clue that there may be more nearby, so stay on guard. You should also remember that many times animals who are in the road may freeze when they see an oncoming car so don’t assume that they’ll move when they see you. You may have to come to a complete stop and honk your horn to shake them out of their stupor. Sometimes patience may be your best strategy when seeing a larger animal in the road. It may be better not to honk your horn as the sound might draw them to your vehicle rather than away from it. Quite often if you wait a little while, they’ll move off the road on their own.
All across the country, there are many great drivers who are dealing with increased car insurance rates due to an accident with an animal or because they live in a location where forest or field animals make their homes. Being alert and following these tips can help you prevent an accident and in-turn, keep your car insurance rates low as well.
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March 23rd, 2007
This is post one of two in a series offering tips on how to avoid car collisons with animals.
While being a great driver and following common driver’s safety tips can save you from a vehicle accident, often times it may be more difficult to avoid an accident with an animal. Whether you have an accident with another vehicle or an accident involving animals, more than likely your car insurance rates are going to increase. Accidents that involve cars hitting animals can actually be very dangerous, and they can do a great deal of damage to a vehicle, even resulting in serious or even fatal injuries to both the humans involved and the animals. Over 1.5 million car vs. animal collisions occur every year. While deer are the most common animal struck, others, such as elk, moose, livestock and bear can pose greater dangers. So it is important that you stay alert and do everything in your power to avoid having a collision with an animal.
First of all, it is essential that you are particularly aware during the hours at dusk, dawn, and of course whenever it’s dark. Most accidents with animals happen during these hours because it can be very difficult to see. Make sure that you have your headlights on and that your headlights are both working properly. If you’re in a rural area, don’t be afraid to use your high beams. Many times great headlights provide enough visibility to help you avoid having a collision with an animal. Also be very wary when driving through areas with low-lying fog.
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November 3rd, 2006
With inflation, each year prices continue to rise in all segments of life including car insurance rates. Recently though, according to a recent press release in The Daily News (hfxnews.ca), some people in Nova Scotia, Canada could be seeing a drop in their car insurance rates.
According to the release, five insurance companies have applied to lower their passenger vehicle insurance rates. Reduction in rates are expected to be between one and nine percent. The decision on whether to approve the reductions is expected by the end of the year.
The companies applying for the reduction in car insurance rates include
Allstate, Aviva, Axa, Pembridge, and Traders General.
According to Don Forgeron, Atlantic vice-president of the Insurance Bureau of Canada, “The government reforms instituted back in 2003 have worked very well. These filings are simply a continuation of a trend that started back then.”
Mr. Forgeron states that “…the recent history indicates that the reforms have worked and we hope they will continue to work.”
The Auto Insurance Review Board is also reviewing a new application for a entrance into the market: The Insurance Company of Prince Edward Island.
This is great news for drivers living in Nova Scotia. If you’re cars are insured by any of these companies (Allstate, Aviva, Axa, Pembridge or Traders General) and you reside in the Nova Scotia area, give your agent a call and ask how these changes, if at all, might affect your current rates should they pass.
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