Average Car Insurance Rates - Red Lights and Speeding Cameras (Part Two)
This is post two of two in a series explaining how the impact of new traffic cameras are influencing traffic safety and insurance rates.
Although many drivers feel that these cameras are more trouble than they’re worth, there is evidence that they truly are doing a bit of good. Studies have shown that the more dangerous side-impact collisions often seen at intersections have actually been reduced since fewer people are running red lights or stop signs. Not only have intersections with these cameras been affected, but studies seem to indicate that intersections throughout nearby areas have seen positive effects, even if they did not actually have cameras in that particular intersection. While many people have negative opinions about these cameras, they do seem to be having a positive influence on the way some people drive, which may keep them around for awhile.
If you have these cameras in your town, you may be wondering how getting ticketed via this medium will affect your car insurance rates. Well, on the bright side, in some locations these tickets are only considered civil penalties and usually will not actually have an affect on your car insurance rates; however, they should be a warning that you need to change some of your driving habits. Remember, having an accident, or getting a speeding ticket from an officer will actually raise your rates, so be sure that you take measures to drive safely and obey the law.
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